No hidden fees. Just clear, honest pricing.
Explore our current rate ranges, fee structure, and insider tips to help you secure the best available offer.
Your Loan Calculator
See your potential loan amount.
Enter how many months you want to finance this loan (6-84 months).
Monthly Payment
$0
Starting APR
10.5%
Total Interest
$0
Calculations use a fixed 10.5% APR and assume fully amortized payments over the selected term.
Representative Example
Borrow $8,000 for 36 months at 10.5% APR. Monthly payments will be approximately $260, with total interest of $1360.72. No origination or prepayment fees apply.
Fee Structure
Simple, transparent fees that are easy to understand.
$0
One-time setup fee
$0
Pay off early for free
$25
Only if 15+ days late
From $20/mo
Helps cover repayments during qualifying job loss, illness, or injury.
Rate Improvement Tips
- 1 Verify banking for up to 5% lower rates
- 2 Choose shorter terms for better rates
- 3 Higher income can qualify for lower rates
- 4 Stable employment history helps